Our general payment policy is cash in advance until our Virginian-Pilot credit department has approved a different payment option for you. If credit is requested, advertisers will pay cash in advance at the open rate until their credit application is submitted to our credit department for processing.

The Virginian-Pilot Advertising sales representatives are not authorized to amend, negotiate, or alter any terms of sale.

Credit applications must be completed and approved by our Credit Department before advertising/credit becomes effective.

We have some advertising categories that are cash-in-advance only customers and cannot be placed on credit. These categories include "going out of business," bankruptcies, promotions, seminars, political and transient (one-time/non-permanent address in our market).

Any advertiser who is past due 60 days or more on their account must pay those past due charges prior to scheduling new advertising.

An Advertising Agency must accept the responsibility for paying for the advertising they place. Agencies acting only as advertising placement agents, or who do not accept the responsibility for paying for the advertising they place, will not be eligible for an agency discount and will be required to prepay for advertising. If an advertising agency defaults on payment of advertising for a particular client, then the client is legally responsible for the defaulted amount placed on their behalf.

A completed and signed Virginian-Pilot credit application must accompany any Virginian-Pilot advertising contract before the contract will take effect. The credit applications must be submitted to our credit department before space reservation for the contracted advertising is done. The credit application is required with advertising contracts whether or not you want or are applying for credit.

All signed advertising insertion orders are subject to review by The Virginian-Pilot's Credit Department for approval.

Pre-payment for charges for customers outside our Hampton Roads, Virginia market should be in certified funds or will be subject to verification by the credit office.

For additional information, view our Commissions and Other Terms of Payment.